DORA compliance for banks — without the spreadsheet chaos.
The Digital Operational Resilience Act demands a fundamental shift in how banks manage ICT risk. Matproof automates Articles 5 through 45 — from ICT risk management frameworks to third-party registers to BaFin incident reports — so your compliance team can focus on risk, not paperwork.
The Challenge
Why DORA is different for banks
Banks sit at the intersection of complex ICT landscapes, strict supervisory expectations, and legacy infrastructure. DORA does not just add new requirements — it fundamentally changes how ICT risk must be governed, measured, and reported.
ICT risk registers are still in spreadsheets
DORA Articles 5-16 require a comprehensive ICT risk management framework. Most banks still track risks in Excel, making it impossible to maintain the continuous monitoring and real-time risk scoring that supervisory authorities expect.
Incident classification and reporting deadlines are tight
Articles 17-23 mandate that major ICT-related incidents are classified and reported to your competent authority within strict timelines. Banks juggle multiple incident taxonomies across legacy systems, risking missed deadlines and regulatory penalties.
The Article 28 third-party register is a moving target
DORA requires a complete register of all ICT third-party service providers, including sub-outsourcing chains. With hundreds of vendors across core banking, payments, cloud, and market data, keeping this register current is a full-time job.
TLPT testing creates operational overhead
Articles 24-27 require threat-led penetration testing for systemically important institutions. Coordinating TLPT across critical functions, documenting findings, and tracking remediation alongside BAU operations strains already-stretched security teams.
Your Compliance Journey
From gap analysis to audit-ready in weeks
Gap Assessment
Connect your core banking systems, cloud infrastructure, and security tools. Matproof automatically maps your existing controls against all DORA requirements and identifies gaps across Articles 5-45.
Implementation
Generate DORA-compliant ICT policies, build your Article 28 third-party register, and set up incident classification workflows. AI drafts everything in German and English - your team reviews and approves.
Continuous Monitoring
Evidence is collected automatically from your banking infrastructure. ICT risk scores update in real-time. Third-party risk assessments trigger on contract changes. Your compliance posture is always current.
Audit-Ready
Share a read-only audit portal with BaFin, ECB, or your external auditors. Every control has timestamped evidence, every policy has version history, every incident has a complete audit trail.
Key Requirements
DORA articles that matter most for banks
ICT Risk Management Framework
- ICT risk management policy approved by management body (Art. 5)
- Identification and classification of all ICT-supported business functions (Art. 8)
- Protection and prevention measures including patch management (Art. 9)
- Detection of anomalous activities and ICT-related incidents (Art. 10)
- Business continuity policy and ICT disaster recovery plans (Art. 11-12)
- Learning and evolving from incidents and testing (Art. 13)
ICT Incident Reporting
- Incident classification using ESA criteria (Art. 18)
- Initial notification within 4 hours of classification (Art. 19)
- Intermediate report within 72 hours (Art. 19)
- Final report within one month (Art. 19)
- Voluntary notification of significant cyber threats (Art. 19)
- Root cause analysis and post-incident review (Art. 13)
Third-Party ICT Risk Management
- Complete register of all ICT third-party service providers (Art. 28(3))
- Pre-contractual risk assessment for new ICT providers (Art. 28(4))
- Key contractual provisions including audit rights and exit strategies (Art. 30)
- Concentration risk assessment across critical ICT providers (Art. 29)
- Sub-outsourcing chain monitoring and approval (Art. 29)
- Annual reporting on ICT third-party arrangements to competent authority (Art. 28(3))
Why Matproof
Built for banking compliance teams
Banking-specific control mapping
Controls pre-mapped to DORA, MaRisk, BAIT, and EBA Guidelines. No need to interpret regulation - Matproof translates requirements into actionable controls for banking operations.
Automated Article 28 register
Import your vendor list once. Matproof builds the DORA-compliant third-party register, tracks contract terms, sub-outsourcing chains, and triggers risk re-assessments on changes.
BaFin-format incident reports
One-click generation of incident notifications in the format BaFin expects. Automated severity classification, timeline tracking, and escalation workflows.
100% EU data residency
All data stored in German data centers. No data leaves the EU. Matproof meets the data localization requirements that banking supervisors expect.
Frequently asked questions
- How does Matproof handle the DORA Article 28 third-party register?
- Matproof maintains a live register of all your ICT third-party service providers, including cloud providers, core banking vendors, payment processors, and market data feeds. It automatically tracks contract terms, audit rights, exit clauses, and sub-outsourcing chains. When a contract changes or a new vendor is onboarded, risk assessments trigger automatically. The register can be exported in the format required for annual reporting to your national competent authority.
- Does Matproof integrate with core banking systems?
- Yes. Matproof connects to common banking infrastructure including core banking platforms, payment systems, SWIFT messaging, treasury systems, and the cloud services that support them. We also integrate with identity providers (Active Directory, Okta), security tools (SIEM, EDR), and IT service management platforms to collect evidence automatically.
- How does Matproof map DORA to existing MaRisk and BAIT controls?
- Matproof maintains a cross-framework mapping between DORA, MaRisk (German banking supervisory requirements), BAIT (IT requirements for financial institutions), and EBA Guidelines. If you already comply with MaRisk/BAIT, Matproof shows you exactly which DORA requirements are already covered and what is net-new. This typically reduces implementation effort by 40-60%.
- What about banks supervised directly by the ECB under the SSM?
- Matproof supports both BaFin-supervised and ECB-supervised institutions. For significant institutions under the Single Supervisory Mechanism, we map DORA requirements alongside ECB expectations for ICT risk management, including TIBER-EU testing requirements. Reporting formats adapt to your primary supervisory authority.
- How long does implementation take for a bank?
- Most banks go from kickoff to audit-ready documentation in 4-8 weeks, depending on the complexity of their ICT landscape. Week 1: connect your tools and import your vendor list. Week 2-3: generate policies, build the Article 28 register, set up incident workflows. Week 4+: evidence is flowing automatically, your team reviews and refines. We provide guided onboarding with a dedicated compliance engineer.
Get your bank DORA-ready in 4 weeks.
Book a 30-minute demo and see how Matproof maps to your banking operations. We'll show you the Article 28 register, BaFin reporting, and automated evidence collection.